Don’t get taken by car rental insurance


Like many of you, my family loves to travel, but we hate the high cost of travel. One of those ridiculous travel necessities (if you are flying to a far away destination) is the dreaded rental car.

Car rental

It’s not bad enough that they hook you with seemingly reasonable rates on their website and then hit you with fees, luxury taxes, etc.  They will also try to add an additional $10-15 a day in “rental insurance” fees.

Agents will tell you that by purchasing this insurance, you are all covered in case anything should happen during your rental agreement time. In fact, they may even joke with you that you can bring the car back in a cardboard box and that you will not owe a dime.

What they won’t tell you is that depending on your insurance provider you are already covered for car rental damage. My husband and I called our insurance provider, and low and behold, we were fully covered when it came to car rental insurance.  No need to purchase additional coverage.

Not sure if you have this particular coverage? Call your friendly insurance agent before you travel and ask them if you are already covered for car rental insurance. A 30-second phone call could save you lots of $$$$.

Cut the Cable

We like to relax at the end of a long day and watch some TV. But cable is expensive and you usually end up paying for a bunch of channels you don’t even need. Cable can typically cost between $50-$140 per month depending on the plan.

To save money, my family ditched the cable and instead use a streaming service, Roku. We pay for Netflix streaming ($7.99 monthly) and  Amazon Prime, which we already use for getting great prices on shopping ($130 a year or $10.83 a month).

For about $20 a month we are saving between $374 to $1,454 per year, depending on the cable service.


A Great Packing Tip for Your Next Trip

I’m notorious for getting to my travel destination and realizing that I packed five pair of pants and only three shirts. And one of the three shirts doesn’t even match! And I discovered the secret that solves this problem; Make a list!

Here are three simple steps to make sure you arrive with all of the clothing you intended to take:


Step 1

Mentally plan what you’ll wear each day—including your travel days. Don’t forget the accessories—belts, scarves, shoes and socks.

Step 2

Lay out these items and then pack in outfits, specifically.

Step 3

Make a list. Write down each and ever item you need to pack and pack it in your suitcase, too.

Step 4

Once you’re back home and unpack, leave one important item in your empty suitcase: The list! You’ll be miles ahead for your next trip.

Vote for me as I’m saving for my next trip!

Backup your travel docs

Worried that you’ll get stranded in a foreign country because you lost your important travel documents? Here’s my favorite tip to avoid that predicament:

Step 1.  Before you leave, scan the front and back of every item in your wallet – as well as your passport.

A close up of a piece of paper

Step 2. Email the images to your self.  (Make sure you  know or have your email passwords available in case you can’t access your phone or computer.)

Step. 3.  Now you’ll have a digital copy of all your important information in case you lose something.  This won’t substitute for your passport, ID or credit card, but you’ll have all the pertinent information you need to keep going or help you get home!