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2

Saving Like Mad – It All Adds Up

My husband and I take the money we save using coupons at the grocery store and place it in our “mad money” container. We also add any spare change to the container, too. It is amazing how it adds up when you actually save this money. Our mad money has funded weekend getaways, special purchases […]

3

Color Code Your Money

These days, when I shop, I only spend cash.   And, knowing how much I have available in each budget category is difficult.  Especially when I keep all of the cash together in my wallet. To solve this problem,  I use colored paper clips to organize my cash. It very similar to the envelope system. […]

4

She who does the laundry keeps the change!

Yep, finders’ keepers!  I love finding loose change in the laundry, but I hate having loose change lying around. My solution is an empty plastic spice bottle, the kind with the split top. Coins drop in perfectly. And as a bonus, this offers a  perfect fine motor activity for young children.  They love it!  

5

Color Coded Cash

I like to use only cash when I shop, but knowing how much I have available for each category of items becomes difficult when it’s pressed together in my wallet. To remedy that, I now use colored paper clips to organize my cash. I just assign a color to each category, and I can see […]

6

Saving Money or Spending Less?

Whenever you go to the store and your receipt says “you saved “X”” at the bottom, take that amount and put it in the bank.  If you’re not saving that money, you’re only spending less – give it a try. I saved over $1,800 in a year and never missed it!  

7

Saving Like Mad

My husband and I take the money we save by using coupons at the grocery store and place it in our “mad money” jar. We also add any spare change to the jar. It is amazing how it adds up when you actually save this money. Our mad money has funded weekend getaways, special purchases, […]

8

One Online Savings Account—Many Uses

I have an online savings account through Discover Bank, currently earning 2.0% interest. It is much better than the piddly amount offered by my credit union/bank savings. I keep all my savings funds in one account and use a spreadsheet to keep track of my categories. I take advantage of a monthly automatic transfer (out […]