No More Manual Mayhem

We know we should save the manuals for all those great appliances, electronics, and toys we purchase, but they take up a great amount of space. And when it’s time to find them … Good Luck!

But there’s a better way. When you receive your new item, scan a copy of the manual into a PDF or, better yet, pull a copy off the internet.  A digital manual takes up no space, and a quick search of your computer is all it takes to find it. Also, PDFs are searchable, and you can magnify the text to your needed size—no fine print.

But before you file away your digital document, add a few important details to make it an even better tool.

  • Product Information – On the first page of your PDF, add a text box and enter your product’s vital information:  model number, UPC code, serial number, and the date you purchased it.
  • Warranty Information – Make sure the manual has a copy of the warranty information.  If it doesn’t, add it.
  • Parts List – Add a parts list if you can find one.  This makes it easier to track down needed items later–especially if the product is discontinued.
  • Proof of Purchase –  Any warranty claim will require proof of purchase, so add a copy of your receipt to the file, too!

 

How Much House to Buy?

How much house you can afford should not initially be tied to how much you can afford (or think you can afford) as a monthly payment. A good rule to follow is 2 to 3 times your annual salary as a start. You can adjust that amount for dual income households.

Buying a home is different from buying a car as there are many added expenses such as property taxes, upgrades and maintenance.

Another good rule to follow is to estimate how much you think a house payment would cost per month and then save that amount for 6 months. If you find it hard to do that, then you may wish to rethink the amount. If you do accomplish that – good news- you will have saved a good chunk of money for your emergency fund.  That is one account that everyone needs!

 

Always Garage-Sale-Ready

Let’s be honest, there’s a ton of stuff in the house that we want to get rid of, but actually getting everything together, separated, and priced for the garage sale is time-consuming and draining. Here’s a tip that will keep you organized and garage-sale-ready all the time.

  1. Keep a few boxes set up in the garage at all times. I have them labeled Toys, Clothes, Housewares, and Misc., but you can label them however you wish.
  2. Next to the box, have a package of price stickers and a pen handy.
  3. Every time that you find something you want to add to the garage sale boxes, just price it and put it in.

Now when the annual garage sale comes around, all you have to do is open up those boxes and you’re ready to go! Leonora

 

Candle Stub Fire Starter

Do you ever wonder what you should do with the little candle stubs you end up with? Well here’s one way you can use them while also saving money and resources on fire starters for your fireplace.

  1. Keep a small container near the fireplace and every time a candle burns to a stub, place it in the container.
  2. Next time you want to start a fire, just throw a couple of the lit stubs in with the kindling.
  3. These will help the bigger logs catch fire and keep your fire going. 

Now you’ve got an easy way to start your fire AND a use for those little candle stubs. Mary Anne

 

Happily Unplugged

We disconnected our satellite TV service about eight months ago. We only watched about 10 of our favorite channels and had to pay for a 250 channel package just to get the channels our kids watched.

Now instead, we watch those shows from streaming video on our computer or borrow movies from the library.

We saved $77 a month on the service, $20 a month on our electric bill, and now we have two kids who love to read. That’s a real win!  Diane